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on the fence?

First  Step: Get QualifiedBuying a home is a big step. .

Congratulations! You are thinking of buying a home in Maryland, DC or Virginia.

You are about to enter a wonderful new chapter in your life that we know can be both exciting and scary if you are a first time home buyer. .

Many home buyers will contemplate the decision for years before taking any action, even a first step. This will help you make your decision a little better.


Find the right person to guide you in your decision and help you find the right home

You’ve probably already been using the Internet to search for homes in the neighborhoods you like. . you may even have decided how much of a house you should afford

Stop!

There is something you should know now. .

Getting a pre-qualification should be your FIRST STEP

It costs nothing to determine if you can buy a home right now and the price range in which you should be looking. . shouldn't you have the range of your affordability before you can start looking for homes?

A loan officer will help you with this and we will be glad to recommend one to you

"But. . we want to see homes before we talk to a loan officer. . and only then. ."

first step

"Stop, only SERIOUS buyers seek for a pre-approval before looking for a home. . you are heading for the WRONG PATH!

I know the temptation is there to “go see what’s out there” but I can assure you that you are setting yourself up for disappointment. Most buyers will start their home search outside of their price range and then once they “get serious” about buying they realize they qualify for a lot less than the “dream home” they wanted to buy.

A pre-approval letter tells everyone that you are ready to buy a home. It lets your Realtor know what you can afford. .it tells the seller of the home that you are capable of making such an offer, that you are serious and that you have the financial and credit qualifications to get the mortgage for the home

Don't eat the desert before the main course. . . and don't ask for exceptions.

We will love to show you any house in the market within

two hours notice!

but first you have to get pre-approved.


Second Step: Consultation


Meet with your REALTOR to discuss your needs.

All our meetings are in our office or surrounding areas approved  as meeting places...unless we make an exception we can not meet with you at a property without meeting you first.

This is for the safety of our agents and to give you the proper care you and your family deserve.

In our  initial meeting, if you choose us as your Realtor, we will ask you a series of questions to help determine what you are looking for in a home. This information is kept completely confidential and is necessary to ensure you find a home that meets your needs. To help narrow down your home search, we will need to know on the following:

Price range – We will get this information form your lender's letter

Timeframe – If you are moving to a new city or have certain time limitations set by your employer or other circumstances that will affect your decision. . it is essential that you let us  know up front so we can best meet your needs.

Motivation – This is the time when we analyze your motivation and help you from that point on. . some buyers are strictly looking for an investment opportunity while others are looking to buy because they need more space for their growing family. All these serious considerations will have to be in place before we can show you the first home.

Lifestyle – Other lifestyle preferences can also be taken into consideration, such as different communities, fenced yards, nearby parks, special home amenities and more. We  can tell you more about the neighborhoods and surrounding areas that may interest you.

Third Step:

Mutual Acceptance

When you obtain your Buyer's Packet and complete the buyer’s agency agreement.
We both will have a chance to evaluate each other.

Mutual acceptance is exactly just that. . We need to match and you need to be absolutely sure you we are the right person to help you.

We will also review our services and make sure you are comfortable with the terms before moving forward. Buyer Agency Agreements set out the main conditions of the relationship between you and your REALTOR. Essentially it gives us assurance that we will get paid by the seller if you just authorize it.

and most importantly for you. .it gives you assurances that we will commit to our standard of Ethics set forth by the Realtor Association READ HERE

Our services costs you NOTHING as a buyer and we will even pay our Broker's Transaction fees from our own pocket. .

We really want to work for you for FREE ! 

All we need from you is. .. your loyalty

"The best buyer brokers are so-called exclusive agents - that is, they represent buyers, never sellers..." - Money Magazine

"Only by using an exclusive buyer agent can a buyer be sure all information is kept confidential. Only an exclusive buyer agent can give the buyer an objective, experienced opinion of the homes viewed to ensure the buyer gets the right home, in the right location, at the right price." - Mobility Magazine

"Loyalty works both ways and it’s important that you understand that we both work as a team – Following these 3 STEPS to begin on your search of homes.. ensures that you’ll get the service you deserve. It is our job to protect you and it’s your job to enable our effectiveness as your Representative. ."-Fernando Herboso broker for Herboso & Associates

honest

Just be honest if you just want a SNEAK PEEK?

By all means, we love to help you and we will go out of our way to show you any home that you just want to Sneak Peek. .

"Thank you for your honesty by being up-front  with us"

I only ask you to please let me make the appointment based on my schedule. We always value any opportunity  where it will allow us to develop a trusting relationship with all our future clients.


Thank you,

 
Herboso & Associates
Fernando & Carlos Herboso
Broker- Realtor/Consultants
Herboso & Associates llc
"Your Home, Your Dream. . .our job"
Phone: (240) 898-1848
Fernando Cell: (240)426-5754
Carlos Cell: 240-671-5542

 FORECLOSURES and SHORT SALES

Are the ones for you.. .

Fernando Herboso 240-426-5754  (Short Sales)
Carlos Herboso 240-671-5542  (Foreclosures)